H.S.Graduation Is Near: Ready To Put That Ball and Chain Around Your Neck?

High School Graduation

Graduation is near.  High school seniors are  excited about moving on with their lives.  They and their families are looking forward to a new horizon-the options are unlimited.

In my case, I knew I wanted to be a Doc from my early grammar school years.  Don’t know why, no medical people in my family.

Now my idea of rebellion back in the mid-seventies was to change my major to psychology/pre-law for one year.  I took a few social science courses and realized, I liked “real science” much better than the touchy-feely stuff…..So back I went to my Biology major/Chem minor/pre-med track.

Keep in mind, I was young then-started medical school at age 19, so I really didn’t know what I was getting into.  First day in Anatomy-(cadaver intro)-the smell comes back to me just thinking about it.

The point I  promise I am getting to, is as a high school senior, you are really  pretty stupid, when it comes to life.  And here we are, encouraging these kids to  borrow money. They will then have to pay back it all back, with a lot of interest.  A debt that may be hanging over them ’till forever, and ever, AMEN!!!!

While I give information about where  and how to receive assistance to go to nursing, or any other school, I discourage use of borrowed funds-if at all possible.  If you can get through college without a student loan, you will be  far, far  ahead in life.

So you are ready to expand your education horizon, let’s review  the steps:

Step One -Admission process:

To start college, you must get admitted-by now this process should be well underway.

For an overview of what is going on now in school admission offices, this article in the Wall Street Journal has several great tips, and an interview with an admissions director at Penn State.

Step Two-Paying for School:

This list of links is of a general nature (not just nursing students), and where all students need to start.  Filling out the dreaded FAFSA application.  This is the road that all schools use to start the financial aid/scholarship/grant/student loan process.  So do it quickly if you haven’t yet started…

Seth Godin, has written recently about the train wreck that is occurring in our higher education system.  With students receiving mediocre educations, but huge debt burdens.   I think  the schools who figure out how to provide a quality education, with less money will be the winners of the future.

Nursing financial Aid/grants loans:

Now the following sites are focused on programs for nurses to get aid/grants/loans for school:

Step 3: For those finished with school, paying it all back. *If you are still in school, read this-to be prepared for the future!!!!
Nursing Loan forgiveness-  is discussed in this article from Nursing Link.
It mentions specific programs in California, Florida and Minnesota  have student loan forgiveness programs, specifically directed at nurses.
The qualifications vary state to state, so make sure you check out the rules for your location.  It may pay to work in an eligible facility till you get your loans paid back, then switch to your “dream job”….

The Millionaire Nurse Blog’s Nursing School Posts:

I have written several posts about the federal nurse loan forgiveness programs and paying back student loans:

Congratulations to all the seniors out there!  Please enjoy your new status as graduates of whatever institution you are finishing.  Then begin to plan for tomorrow-the bottom line is-there is no free lunch!!
Do you have any  new grads in your family or are you yourself moving forward with your education?   Tell us your stories, and any recommendations you have to help others with their futures.  Don’t keep your mistakes to yourself and allow others to make the same ones.

Nurses and Nursing Students:

Don’t Forget My Survey and Your Chance to win $150 Amazon gift card and other great prizes-for details check out this post HERE:

To take the survey now, click HERE!

I will be pulling the survey soon, so don’t put it off, and miss your chance to win!

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5 Responses to “H.S.Graduation Is Near: Ready To Put That Ball and Chain Around Your Neck?”

  1. This is great information! Thank you so much for putting all of this together. I hope I am able to make some good use out of it. I am struggling to figure out how to pay for Nursing School without taking out a loan so this is great stuff!

    • Dr.Dean says:

      Thanks for stopping by. I have several readers who have managed to get through nursing school without borrowing money, so keep trying.
      And good luck! Any way I can help, just let me know-(besides giving you the money-can’t get that started :)

  2. A scholarship you may like:

    Bridgestone Safety Scholars Contest (Deadline: July 1, 2010)
    Scholarship is open to legal permanent residents of the 50 United States and District of Columbia, ages 16 through 21. Website: http://www.safetyscholarsvideo.com/

    Help Johnny Scholarship (Apply After: June15, 2010)
    This $5000 scholarship is available to any student that is 19 years or under, as of October 25, 2010 and is renewable. Website: http://www.studentscholarships.org/helpjohnny.php

    National Foundation for Women Legislators (Deadline: July 30, 2010)
    If you are a female High School junior or senior, class of 2010 or 2011, you are eligible to participate. The seven scholarship winners will receive a $3,000 unrestricted scholarship.

  3. Nancy says:

    Best way to save $$$ on nursing school is to utilize the resources available such as community colleges for CNA or LPN training and Associates degrees. If you insist on completing your BSN try to secure as many grants and scholarships as possible to reduce student loan debt!

  4. Steve Smith says:

    If you had completed your high school graduation and looking forward to make your future in such a field, which never faces financial crises, then you must go for the career in the nursing field. The eligibility criteria is different for distinct types of nurses. But it is considered as the one of the best career in present generation. In this particular sector along with the handsome salary package, the candidate also earn inner satisfaction which comes after taking care of old, ailing and sick population

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