Unsolicited credit card offers: When you go to the mailbox, looking for that letter from a loved one-(do you remember letters?).  Or maybe you are looking for a favorite magazine or newspaper (do you remember newspapers?).  I know when I check my box I am unfortunately receiving many unsolicited credit card offers-probably 1-2 per day.

The credit card companies get credit information from the credit bureaus, and if you meet their financial criteria-they send you an offer.  Now before the recent recession and the bursting of the credit bubble, we all heard stories of credit card offers addressed to children, dogs, and dead people.  Whether they have now decreased the offers from the credit card companies with the currently decreased credit availability, or just sending more to less people now, who knows.

If you would like to stop receiving those offers then I can help.   You can go to this website for opting out of credit card offers.  Fill in the necessary identifying information, and voila, no more credit card offers filling your mailbox.  If you would rather make a phone call then try 1-888-5-optout.

What other advantages to stopping those annoying credit card offers?

• Saving trees-how many trees murdered to send these millions of unsolicited credit card offers.
• Saving time and energy-if you are like me you either shred or tear these offers into little pieces to keep others from applying for your credit card, ( identity theft).  Not counting the trouble and time involved in tearing them into little itsy bitsy pieces.
• Decreased temptation-when  trying to get out of debt-all these card offers are like a drunk walking around in a liquor store-temptation, temptation, temptation….

Now if the only mail you get is credit card offers and you will miss the full mailbox, let me know and I will send you a few catalogs that are also filling my mailbox.  Maybe I will write another post on getting off catalog lists-but since most of those are my wife’s, maybe I better leave that one alone.

Now if you need “Emergency Money Resuscitation” go my website linked here, and get a free ebook.  This will also result in getting a free short course on financial management-did I mention free.

Please let me know if you have any credit card offer stories to tell.