Posts Tagged ‘personal finance course for nurses’

Nurses and Money Problems!

Tuesday, November 9th, 2010

Do You Have Money Problems?

What are your money problems?

Do you fear reaching the end of the month, with more bills to pay than income?

Do you fear reaching retirement age and not being able to enjoy it-cause your savings won’t support your current lifestyle?

Do you desire the freedom to go back to school, change careers, start a business, but think that’s impossible on a nurses salary?

Do you want to give  generously to others, and are frustrated your current financial status won’t allow it?

Do you want to improve your retirement savings, but don’t know where to start? What to invest in? What are safe investments, and what are risky?

What are bonds, bond mutual funds, stock and stock mutual funds?  And what the heck is an Index Fund?

A Nurse and His/Her Money

You are a nurse, and understand medical terminology, but financial lingo has you confused.

You make good money, and wonder where it all goes…

A recent survey of nurses showed financial issues to be their number one  concern.  Higher than work place issues, emotional stress, or the state of nursing.

My Passion-Helping YOU With Your Money

My passion, my dream, and now my reality is to be able to help you  manage, and yes even succeed with your finances.  In a much more substantial way than I can by writing blog articles-even great blog articles……

And now I can!

Learning About Personal Finances

I did a survey of over 100 nurses and asked them how they would like to learn about personal finances.

The overwhelming majority said it needed to do the following things:

  1. It needed to be online, and available at a time of your convenience.
  2. It needed to cover: getting out of debt, learning to save, retirement, and decreasing monthly expenses.
  3. It needed to be interactive.  It has to allow questions and answers, and give and take.
  4. It needed to be video based, and easy to follow, in step by step fashion.
  5. A Q&A call/teleconference each week to answer new questions that may come up.

Online Personal Finance Course

My staff and I have been working hard over the past 6 months to find a format, and to produce the material that would satisfy these strict criteria.  And, if I do say so myself, we have succeeded.

The course will be held over a 4 week period, but you are free to do the work, (yes I said work) on your own time.  It will be in module format, mostly videos, with templates, work sheets, and action steps to help you get the most from the material.

And best of all, there is absolutely no risk for you.  If you aren’t completely satisfied after the first two weeks of the course, an email will get you a total refund!  No questions asked… Well, I might ask you what you didn’t like, just so I can improve the course, but you won’t have to answer to get your money back.

Who should take this course?

Anyone who wants to improve their relationship and success with their money.

Anyone who wants to succeed with their financial goals of getting out of debt, buying a home, saving for kid’s college, or being able to give and help others.

Anyone who wants to learn how to get the most out of their 403b, or 401k.

Who is this course not for???

  • Anyone who is not ready to change their relationship with money.
  • Anyone who is not ready to put in the work necessary to learn basic financial principles.
  • Anyone who thinks this is a get-rich-quick scheme…
  • And finally anyone who isn’t ready to learn the basics of  why they aren’t already succeeding with their money.

So let me know if you are ready to change your life, and the life of your family.

If you are ready for more information, go to this link, to opt in, by giving me your email address to receive a free video “Seven Steps In Seven Days to Identity Theft Protection.”

This video is just a sample of the extensive course material we have ready for you.

Opting in (giving us your email address) will get you on our list to get you more details about the course.

The sign-up period will be limited-so don’t put this off.  And because I want to be able to interact and help the participants in a meaningful way, the class size will be limited as well.

So don’t be left out!

Again, you can sign-in with your email address here: bethemillionairenurse.com

Personal Finance: What Would You Teach?

Wednesday, August 25th, 2010

Dr Dean’s Personal Finance Course

I have been working over the past couple of months on an online course.  The course will teach basic personal finance to nurses.  (not limited to nurses, per se-but directed at my target audience.  Anyone watching Scrubs, NCIS, or CSI probably understands enough medical lingo to get my jokes and medical references….)

The course will consist of video’s, expert interviews, work-sheets, and action plans, along with a forum for interaction with me and course participants.

1960's Classroom, photo from Cushing Library-Texas A&M

What are your concerns in personal finance?

What do you consider BASIC personal finance?

Here is an outline of what I am covering.  I want to get input from my readers- both nurses and non-nurses. And if you are in the personal finance blogging world, I would appreciate your input.

Areas of Personal Finance Included:

Theory of Personal Finance

  • Relationship with money-why do you have trouble being successful? Do you sabotage yourself sub-consciously?
  • Goal setting-why it is so important.
  • Planned spending-why every dollar you make needs a pre-planned place to go. A place that will advance your goals.
  • Money-what is it, and how your finances relate to the US, and world economy.
  • Investing-outside of  a formal retirement plan-when and how to.
  • Frugality-lifestyle management

Mechanics of Personal Finance

  • Planned Spending-How to do it.  Pencil and paper,  spreadsheets, money management software, and online choices all explained.
  • Banking-Savings/Checking, Online or Bricks and Mortar?  How to automate your money  management-to make it less burdensome to succeed.
  • Taxes-How to decide your withholding, and common tax mistakes.  Do-it-yourself, or professional help?
  • Retirement savings-The intricacies of 403b or 401k retirement plans.
  • Retirement savings part two-Saving for retirement outside work-IRA’s, both Roth and Traditional.
  • Credit Cards-Yes or No, how to resolve credit card debt.
  • Investing-How to set up a brokerage account, and what to do with it.

Income

  • How to improve your income
  • Other income streams

Debt

  • Good vs bad debt
  • How to decrease/eliminate debt
  • Student loans

Support areas of personal finance:

  • Insurance: Life, health, liability, auto, and homeowners. How to decide the when, what and where.
  • Housing-rent or buy, financing, selling, and making a good purchase.
  • End of life-Will’s and Durable Power of Attorney for Health-care.

This outline covers the important basics of personal finance-my areas of focus.

Reader Questions:

  1. What would motivate you to take such a course?
  2. What are your personal finance concerns, or areas of interest?
  3. What is the area that most concerns you, or you think need the most emphasis?
  4. What mistakes did you make, and wish you had been taught  earlier in your life?

Let’s get a dialogue going-help me help others- before their finances need a “Code Red!